Firm Advice Personal Insolvency Solutions


We are here to help you make decisions and to carry out these decisions on your behalf at this difficult time.

  • You are Insolvent.
  • You are receiving calls and letters from creditors about missed payments and threats of repossession.
  • You are not able to pay your bills when they are due.
  • You are being pursued by your creditors.
  • You are paying a little of each bill but trying to keep creditors at bay.
  • You are reluctant to set up direct debits to pay bills in case your money cannot stretch to meet them.
  • You have made personal sacrifices to pay your debts.
  • You are in Mortgage Arrears or Financial Difficulty.
  • You are finding it hard to concentrate on anything other than your debt.
  • You are avoiding phone calls.

Need help with debt – Take the First Step – Call Firm Advice for assistance

Personal Insolvency Practitioners (PIP’s) are licensed by the Insolvency Service of Ireland (ISI) to make an application for a Debt Solution on your behalf.
Call  062 65633 for a Confidential Assessment

Types of Insolvency Solutions

  • Debt Relief Notice – DRN If you owe less than €35,000 have a low income and very few assets.
  • Debt Settlement Arrangement – DSA If you have unsecured debts including credit cards, loans, personal loans, and store cards a DSA could be the right choice for you.
  • Personal Insolvency Arrangement – PIA If you have secured debt (backed by an asset, such as a mortgage) and unsecured debt (credit cards, loans and overdrafts) that you cannot repay a PIA could be the right choice for you.
  • Bankrupty Bankruptcy is a formal high court process only suitable if your debts exceed your assets by more than €20,000 and you don’t qualify for any of the other options.

Don’t worry if it seems difficult, we will handle your call with care and will be non-judgemental